1. Q: What is a credit card used for?

A: A credit card is used for making purchases on credit. You can buy something now and pay for it later.

2. Q: What kind of information is on a credit card?

A: A credit card has a credit card number, an expiration date, the name of the cardholder, the cardholder’s signature, and the name of the issuer (the credit card company or bank).

3. Q: Who can get one?

A: Anyone with good credit can get one.

4. Q: What happens if my credit card is stolen or lost?

A: If your credit card is stolen, you must call the credit card company immediately! You are not responsible for charges made on a stolen card if you call the company within a reasonable amount of time (a day or two).

5. When can a person use a credit card?

A: A credit card can be used at almost any place that accepts it as a payment.

6. Q: What is a credit card made of?

A: A credit card is made of plastic.

Note: Sometimes the word "plastic" is used in place of "credit card." During the holidays, many Americans use plastic when making a purchase.

Click here for more Think in English exercises.